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What Are Mini-Splits?

Understanding ductless HVAC technology from an expert perspective

What exactly is a mini-split system?

A mini-split is a ductless heating and cooling system consisting of an outdoor condensing unit connected to one or more indoor air handlers via refrigerant lines. Unlike central air systems that rely on ductwork to distribute air, mini-splits deliver conditioned air directly into each zone. They're called "mini" because they're smaller than commercial package units and "split" because the system is divided between indoor and outdoor components.

The Fundamentals

After 15+ years at an HVAC distributor, I've specified thousands of these systems. Let me explain what they actually are without the marketing fluff.

Mini-splits are heat pumps—they move heat from one place to another using refrigeration technology. In cooling mode, they extract heat from inside your home and dump it outside. In heating mode, they do the reverse, extracting heat from outdoor air (yes, even cold air contains heat energy) and moving it inside.

Author Note: I spent 15+ years at a major HVAC distributor helping contractors specify the right equipment for every imaginable application. This guide reflects real-world technical knowledge, not manufacturer marketing materials.

The Two Main Components

Outdoor Condensing Unit

The outdoor unit houses the compressor (the heart of the system), a heat exchanger coil, a fan, and expansion valve. This is where the heavy lifting happens—the compressor pressurizes refrigerant to move heat.

  • Compressor: Variable-speed inverter-driven (this is what makes them efficient)
  • Outdoor coil: Absorbs heat in winter, rejects heat in summer
  • Fan: Moves air across the coil for heat exchange
  • Defrost system: Prevents ice buildup during heating mode
  • Electronics: Inverter board, sensors, control modules

Indoor Air Handler(s)

Indoor units contain an evaporator coil, a fan, filters, and electronics. They're responsible for distributing conditioned air into your space. Unlike a furnace with ductwork, each indoor unit directly conditions the room it's installed in.

  • Evaporator coil: Heat exchanger where refrigerant absorbs or releases heat
  • Blower fan: Circulates room air across the coil
  • Filtration: Washable filters (some models have advanced filtration)
  • Condensate pan & drain: Removes moisture during cooling
  • Remote sensor: Monitors room temperature and conditions

What Connects Them?

The indoor and outdoor units are connected by refrigerant lines, electrical wiring, and a condensate drain. This is the "line set" we run through walls:

Refrigerant Lines (Liquid & Suction)

Two copper pipes—one small (liquid line) and one larger (suction line)—carry refrigerant between units. These must be properly sized, insulated, and brazed. The liquid line carries high-pressure liquid refrigerant, while the suction line returns low-pressure vapor to the compressor. Maximum line lengths vary by model (typically 50-165 feet), and total elevation differences are limited (usually 15-50 feet).

Communication Wire

Low-voltage control wiring (typically 18/4 or 18/2) connects the indoor and outdoor units for communication. This is how the indoor unit tells the outdoor unit what to do. It's not a thermostat wire—the thermostat (remote control) communicates wirelessly or via infrared with the indoor unit.

Condensate Drain

Indoor units produce condensation during cooling (just like any AC system). This moisture must be drained away via gravity drain or condensate pump. In heating mode, the outdoor unit produces condensation and must also have proper drainage.

Power Supply

The outdoor unit requires dedicated electrical service (typically 208-230V). Indoor units are powered through the line set communication cable from the outdoor unit—they don't need separate electrical connections in most residential applications.

Single-Zone vs Multi-Zone Systems

Single-Zone (1:1 System)

One outdoor unit connected to one indoor unit. Simpler, more efficient for conditioning a single space. The outdoor unit is sized specifically for that one indoor unit—no compromises.

Best for:
  • Single room additions
  • Garages or workshops
  • Bonus rooms or in-law suites
  • Maximum efficiency in one zone

Multi-Zone (1:2, 1:3, 1:4, 1:5, etc.)

One outdoor unit connected to multiple indoor units (2-8 zones depending on model). Each indoor unit can be controlled independently. The outdoor unit modulates capacity across all connected zones based on demand.

Best for:
  • Whole-home or multiple room applications
  • Independent zone control
  • Situations where outdoor space is limited
  • Keeping equipment consolidated

Important: Total connected indoor capacity should be 100-130% of outdoor unit capacity for proper operation. Going too small or too large affects performance and longevity.

How Mini-Splits Actually Work

Here's the refrigeration cycle explained at a tradesman level:

1

Compression

The compressor takes low-pressure refrigerant vapor and compresses it into high-pressure, high-temperature vapor. This is where energy is added to the system. Inverter-driven compressors can vary their speed (unlike old on/off compressors), which is why mini-splits are so efficient.

2

Condensation

High-pressure vapor flows to the condensing coil (outdoor in cooling mode, indoor in heating mode). As air moves across the coil, the refrigerant releases heat and condenses into a high-pressure liquid. This is where heat is rejected.

3

Expansion

The high-pressure liquid passes through an expansion device (TXV or EEV), which drops the pressure dramatically. This causes the refrigerant temperature to plummet—it's now a cold, low-pressure mixture of liquid and vapor.

4

Evaporation

The cold refrigerant enters the evaporator coil (indoor in cooling mode, outdoor in heating mode). As air moves across the coil, heat is absorbed from the air, and the refrigerant completely evaporates into a low-pressure vapor. This vapor returns to the compressor, and the cycle repeats.

The Reversing Valve

Mini-splits can heat and cool because of a reversing valve in the outdoor unit. This valve changes the direction of refrigerant flow, swapping which coil acts as the evaporator and which acts as the condenser. It's the same cycle, just reversed—that's why they're called "heat pumps."

Mini-Splits vs Other HVAC Systems

vs Central Air Systems

Ductwork: Central air requires extensive ductwork throughout your home. Mini-splits need only small refrigerant lines. No ducts = no duct losses (20-30% energy waste in typical duct systems).
Zoning: Central systems heat/cool the whole house (or require expensive damper systems). Mini-splits provide independent zone control as standard.
Efficiency: Central air: SEER 13-18 typical. Mini-splits: SEER 18-33+. Inverter technology makes a huge difference.
Installation: Central air requires ductwork (major construction in retrofit situations). Mini-splits need only a 3-inch wall penetration per indoor unit.

vs Window Units

Efficiency: Window units: SEER 8-12, cooling only. Mini-splits: SEER 18-33+, heating AND cooling.
Noise: Window units are loud (50-60+ dB). Mini-split indoor units: 19-30 dB (whisper quiet).
Security: Window units create security vulnerabilities and air leaks. Mini-splits require only a small sealed penetration.
Heating: Window units don't heat (except weak resistance heaters). Mini-splits are efficient heat pumps down to -22°F outdoor temperature.

vs Portable Units

Efficiency: Portable units are the least efficient option (SEER 6-10). They also leak conditioned air through exhaust hoses.
Capacity: Portable units struggle with real-world performance. A "14,000 BTU" portable performs like an 8,000 BTU mini-split.
Noise: Portable units are noisy—compressor is in the living space. Mini-splits keep the compressor outside.
Permanence: Portables are temporary solutions. Mini-splits are permanent installations that add home value.

Key Advantages of Mini-Split Technology

Inverter-Driven Efficiency

This is the game-changer. Old AC systems run at 100% or 0%—they cycle on and off. Inverter compressors vary speed from ~20% to 100%+ capacity. They ramp up to reach temperature quickly, then maintain it at low speed. Less cycling = better efficiency, better comfort, longer equipment life.

Zone Control

Each indoor unit operates independently. Living room at 68°F, bedroom at 72°F, office at 65°F—all simultaneously. You're not wasting energy conditioning unoccupied spaces. With central air, it's all or nothing.

Installation Flexibility

No ductwork means you can condition spaces that would be prohibitively expensive with ducted systems. Old homes, additions, garages, bonus rooms—mini-splits work where traditional systems can't.

Cold Climate Performance

Modern mini-splits (hyper-heat or cold climate models) maintain full heating capacity down to +5°F and continue operating to -22°F or lower. Compare that to older heat pumps that needed backup heat below 40°F.

Quiet Operation

Indoor units: 19-35 dB (library quiet). Outdoor units: 45-58 dB. Compare that to window units (55+ dB) or central air handlers (40-50 dB) and duct noise. You won't hear a properly installed mini-split.

No Duct Losses

Typical duct systems lose 20-30% of energy through leaks, poor insulation, and conductive losses. Mini-splits deliver conditioned air directly to the space—no losses. This is huge for efficiency.

Real-World Applications

After specifying thousands of these systems, here's where they excel:

Homes Without Ductwork

Older homes, homes with radiators or baseboard heat, homes where adding ducts would be cost-prohibitive. Mini-splits are the obvious choice.

Additions & Renovations

Finished basements, converted garages, bonus rooms, in-law suites. Extending ductwork is expensive and often impossible. A mini-split solves it with minimal construction.

Hot & Cold Spots

That bedroom that's always too hot, the bonus room that's freezing—spots your central system can't handle. Add a mini-split zone and solve it permanently.

Energy-Efficient Retrofits

Replacing old electric baseboard, oil heat, or propane with a heat pump mini-split can cut heating costs by 50-70%. The efficiency gains are massive.

Supplemental Zones

Keep your central air for most of the house, add a mini-split to problem areas. Best of both worlds—especially for master suites or home offices.

Commercial Applications

Server rooms (precise temperature control), retail spaces (independent zone control), offices (tenant control), restaurants (kitchens need different conditions than dining areas).

Important Limitations & Considerations

Let's be honest about where mini-splits aren't perfect:

Visual Impact

Wall-mounted units are visible. Some people don't like the look. Options: ceiling cassettes, floor-mounted units, or concealed ducted units—but they cost more. There's no getting around it: you'll see the equipment.

Upfront Cost

Quality equipment with professional installation isn't cheap. Budget $3,000-$5,000+ for a single-zone system, $6,000-$15,000+ for multi-zone. But operating costs are low, and payback is real—especially if you're replacing expensive heating fuel.

Installation Quality Matters

A bad installation will destroy performance. Refrigerant lines must be properly sized, brazed, evacuated, and charged. Condensate drains must slope correctly. Indoor units must be level. Hire experienced contractors—this isn't DIY unless you're an HVAC tech.

Maintenance Requirements

Indoor filters need monthly cleaning (simple—just vacuum or rinse). Annual professional service recommended. Outdoor coils should be kept clean. Neglect maintenance and efficiency tanks.

Extreme Cold Performance

Even cold-climate models lose capacity below 5°F. If you're in northern Minnesota or Alaska, you might need backup heat for the coldest days. Not a deal-breaker, but plan for it.

Brand & Model Selection

Not all mini-splits are equal. Cheap off-brand units from big box stores aren't the same as Mitsubishi, Fujitsu, or LG systems. Pay attention to SEER/HSPF ratings, cold climate performance specs, and warranty terms. See our brand comparison guide.

Types of Indoor Units

Mini-splits aren't just wall units—there are multiple indoor unit styles for different applications:

Wall-Mounted

Most common. Mounted high on the wall (like a painting). Efficient air distribution, easy installation, lowest cost. Learn more about all indoor unit types.

Ceiling Cassette

Flush-mounted in the ceiling. 4-way airflow for even distribution. Great for commercial or open-concept spaces. Requires ceiling access and plenum space.

Floor-Mounted

Mounted low on the wall (like a radiator). Good for rooms with limited wall space or where high mounting isn't possible. Common in commercial settings.

Concealed Ducted

Hidden in the ceiling or closet with short duct runs to grilles. Invisible installation. Can serve multiple rooms from one indoor unit. Higher cost, requires ceiling/attic space.

Climate Considerations

Not all mini-splits are created equal when it comes to climate performance:

Cold Climates (Northern States, Canada)

Look for "hyper-heat," "cold climate," or "H2i" models. These maintain full capacity down to +5°F and operate to -22°F or lower. Check HSPF ratings (10+ is good, 12+ is excellent). Brands like Fujitsu and Mitsubishi excel here.

Moderate Climates (Mid-Atlantic, Pacific Northwest)

Standard mini-splits work great. Focus on year-round efficiency—balance SEER (cooling) and HSPF (heating). These climates benefit most from mini-split efficiency.

Hot Climates (Southern States, Southwest)

Prioritize high SEER ratings (20+). Cooling performance is critical. Some models are optimized for high ambient temperatures (operating to 115°F+ outdoor temp). Ensure adequate outdoor unit shading without blocking airflow.

Understanding What You Need

Now that you know what mini-splits are and how they work, the next steps are:

1. Determine Your Application

Single room? Whole home? Specific problem areas? This determines whether you need single-zone or multi-zone.

2. Calculate Proper Sizing

BTU requirements depend on room size, insulation, windows, climate, and usage. Oversizing wastes money and reduces efficiency. Undersizing leaves you uncomfortable. Use our configurator for accurate sizing.

3. Choose Indoor Unit Types

Wall units? Ceiling cassettes? Ducted? Each space has an ideal unit type. See our indoor unit guide.

4. Select the Right Brand

Fujitsu, Mitsubishi, LG—each has strengths and weaknesses. Read our honest brand comparison.

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